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Mar 31, 2020

OneMain Q1 2020 Earnings Report

OneMain Holdings reported a decrease in net income and earnings per share for Q1 2020 compared to the prior year quarter. The company focused on customer well-being and business resilience.

Key Takeaways

OneMain Holdings reported a net income of $32 million for the first quarter of 2020, a decrease from $152 million in the prior year quarter. Earnings per diluted share were $0.24, down from $1.11 in the prior year quarter. The Consumer and Insurance segment's adjusted net income, excluding loan loss reserves net of tax, increased by 22% year-over-year, reflecting the capital generation of the business.

Q1 2020 diluted EPS was $0.24.

C&I adjusted diluted EPS was $0.33.

C&I Ending Net Finance Receivables reached $18.3 billion.

C&I Net Charge-Off ratio was 6.46%.

Total Revenue
$851M
Previous year: $720M
+18.2%
EPS
$0.33
Previous year: $1.37
-75.9%
Origination Volume
$2.6B
Cash and Equivalents
$4.2B
Previous year: $1.71B
+145.9%
Total Assets
$24.7B
Previous year: $21.4B
+15.6%

OneMain

OneMain

OneMain Revenue by Segment

Forward Guidance

No specific forward guidance provided in the document.