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Sep 30, 2021

OneMain Q3 2021 Earnings Report

Reported pretax income and net income increased compared to the prior year quarter, driven by strategic initiatives and favorable economic conditions.

Key Takeaways

OneMain Holdings, Inc. reported strong third quarter 2021 results, with pretax income of $376 million and net income of $288 million, compared to $341 million and $250 million, respectively, in the prior year quarter. Earnings per diluted share were $2.17, compared to $1.86 in the prior year quarter. The company also initiated the roll-out of BrightWay credit cards, expected to be the next driver of growth.

Diluted EPS was $2.17.

C&I adjusted diluted EPS was $2.37.

C&I managed receivables were $19.1 billion.

C&I net charge-off ratio was 3.52%.

Total Revenue
$876M
Previous year: $834M
+5.0%
EPS
$2.37
Previous year: $2.19
+8.2%
Origination Volume
$3.9B
Previous year: $2.9B
+34.5%
Cash and Equivalents
$821M
Previous year: $1.94B
-57.8%
Total Assets
$22B
Previous year: $21.9B
+0.5%

OneMain

OneMain

OneMain Revenue by Segment

Forward Guidance

The company expects to maintain a minimum quarterly dividend of $0.70 per share going forward.