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Jun 30, 2020

OneMain Q2 2020 Earnings Report

Reported diluted EPS of $0.66 and C&I adjusted diluted EPS of $0.80.

Key Takeaways

OneMain Holdings, Inc. reported a pretax income of $118 million and a net income of $89 million for the second quarter of 2020. Earnings per diluted share were $0.66. Originations totaled $2.0 billion.

Generated adjusted pretax income of $143 million for the Consumer and Insurance Segment.

Ending net finance receivables reached $17.7 billion.

Net charge-off ratio was 6.33%.

Declared dividend of $2.33 per share.

Total Revenue
$806M
Previous year: $762M
+5.8%
EPS
$0.8
Previous year: $1.62
-50.6%
Origination Volume
$2B
Previous year: $3.9B
-48.7%
Cash and Equivalents
$2.74B
Previous year: $786M
+248.6%
Total Assets
$22.5B
Previous year: $21B
+7.1%

OneMain

OneMain

OneMain Revenue by Segment

Forward Guidance

The company expects to maintain a minimum quarterly dividend of $0.33 per share going forward.