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Dec 31, 2021

OneMain Q4 2021 Earnings Report

OneMain Holdings reported net income of $262 million and EPS of $2.02.

Key Takeaways

OneMain Holdings, Inc. reported pretax income of $355 million and net income of $262 million for the fourth quarter of 2021. Earnings per diluted share were $2.02 in the fourth quarter of 2021. During the quarter, the Company repurchased approximately 3.7 million shares of common stock for $192 million.

4Q 2021 Diluted EPS of $2.02

4Q 2021 C&I adjusted diluted EPS of $2.38

4Q 2021 C&I managed receivables of $19.6 billion

4Q 2021 C&I net charge-off ratio of 4.24%

Total Revenue
$886M
Previous year: $850M
+4.2%
EPS
$2.38
Previous year: $2.77
-14.1%
Origination Volume
$3.84B
Previous year: $3.2B
+19.9%
Cash and Equivalents
$541M
Previous year: $2.3B
-76.5%
Total Assets
$22.1B
Previous year: $22.5B
-1.7%

OneMain

OneMain

Forward Guidance

As we enter this year with good momentum, we remain focused on executing our key growth initiatives, driving robust shareholder returns and providing our customers with the products and services they need to help them progress to a better financial future.