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Mar 31
OneMain Q1 2025 Earnings Report
OneMain Holdings, Inc. reported strong first quarter 2025 financial results with significant increases in net income and diluted EPS.
Key Takeaways
OneMain Holdings, Inc. reported a significant increase in financial performance for the first quarter of 2025, with pretax income rising to $275 million and net income to $213 million, up from $204 million and $155 million respectively in the prior year quarter. Diluted EPS increased to $1.78 from $1.29, driven by strong receivable growth and improved credit performance. The company also declared a quarterly dividend of $1.04 per share and repurchased $16 million in common stock.
Net income increased to $213 million in Q1 2025 from $155 million in Q1 2024.
Diluted EPS rose to $1.78 in Q1 2025, up from $1.29 in the prior year quarter.
Managed receivables grew 12% year-over-year to $24.6 billion as of March 31, 2025.
Consumer loan originations increased 20% to $3.0 billion in Q1 2025.
OneMain
OneMain
OneMain Revenue by Segment
Revenue by Segment
Consumer & Insurance Revenue
CapyFin.com Forward Guidance
OneMain Holdings, Inc. did not provide specific numerical forward guidance for future periods in this report. The CEO's statement indicates a strong position and commitment to delivering value.
Positive Outlook
- The company expects to maintain a very strong position throughout 2025.
- Commitment to innovative financial solutions is anticipated to drive exceptional value.
- Disciplined credit management is expected to contribute to future success.
- Disciplined balance sheet management is set to support value delivery.
- The company aims to deliver exceptional value to both customers and shareholders.
Challenges Ahead
- No specific negative forward-looking statements or risks were highlighted as guidance.
- The report contains a general cautionary note about various risks that could affect future results.
- No quantitative outlook was provided, making future performance difficult to predict from this report.
- Potential adverse changes in general economic conditions, interest rates, and financial markets could impact future results.
- Increased competition or changes in regulatory policies could negatively affect the business.