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Dec 31, 2019

OneMain Q4 2019 Earnings Report

Reported strong earnings growth and significant capital.

Key Takeaways

OneMain Holdings, Inc. reported a strong fourth quarter in 2019, with pretax income of $344 million and net income of $261 million, compared to $214 million and $168 million, respectively, in the prior year quarter. Earnings per diluted share were $1.91, compared to $1.24 in the prior year quarter. The company's Board of Directors approved a 32% increase in the regular quarterly dividend to $0.33 and declared a special dividend of $2.50 per share.

Q4 2019 diluted EPS of $1.91

Q4 2019 C&I adjusted diluted EPS of $1.96

Q4 2019 C&I Ending Net Finance Receivables of $18.4 billion

Q4 2019 C&I Net Charge-Off ratio of 5.71%

Total Revenue
$855M
Previous year: $729M
+17.3%
EPS
$1.96
Previous year: $1.39
+41.0%
Origination Volume
$3.7B
Cash and Equivalents
$1.23B
Previous year: $679M
+80.7%
Total Assets
$22.8B
Previous year: $20.1B
+13.6%

OneMain

OneMain

OneMain Revenue by Segment

Forward Guidance

OneMain is focused on enhancing customer experience and optimizing profitability, which is expected to lead to greater shareholder value and capital generation.