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Mar 31, 2023

OneMain Q1 2023 Earnings Report

Reported diluted EPS of $1.48 and C&I adjusted diluted EPS of $1.46. Managed receivables reached $20.6 billion, and a quarterly dividend of $1.00 per share was declared. The company repurchased 683 thousand shares for $27 million.

Key Takeaways

OneMain Holdings, Inc. reported a pretax income of $235 million and a net income of $179 million for Q1 2023, compared to $399 million and $303 million respectively, in the prior year quarter. Earnings per diluted share were $1.48, down from $2.38 in the prior year quarter. The company saw strong demand and credit stabilization, with a strong balance sheet positioning it well in an uncertain macroeconomic environment.

Diluted EPS for 1Q 2023 was $1.48.

C&I adjusted diluted EPS for 1Q 2023 was $1.46.

Managed receivables for 1Q 2023 reached $20.6 billion.

A quarterly dividend of $1.00 per share was declared.

Total Revenue
$855M
Previous year: $870M
-1.7%
EPS
$1.46
Previous year: $2.35
-37.9%
Origination Volume
$2.8B
Previous year: $2.96B
-5.4%
Cash and Equivalents
$544M
Previous year: $640M
-15.0%
Total Assets
$22.4B
Previous year: $21.8B
+2.9%

OneMain

OneMain

OneMain Revenue by Segment

Forward Guidance

OneMain's strong balance sheet positions it well in this uncertain macroeconomic environment, and it will continue to carefully manage credit while maintaining a sharp focus on its strategic priorities.