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Sep 30, 2020

OneMain Q3 2020 Earnings Report

Reported diluted EPS of $1.86 and C&I adjusted diluted EPS of $2.19.

Key Takeaways

OneMain Holdings, Inc. reported a pretax income of $341 million and a net income of $250 million for the third quarter of 2020. The adjusted earnings per diluted share for the C&I segment were $2.19, reflecting continued strength in the core business drivers.

Diluted EPS was $1.86 for Q3 2020.

C&I adjusted diluted EPS was $2.19 for Q3 2020.

C&I ending net finance receivables were $17.8 billion for Q3 2020.

Minimum quarterly dividend raised by 36% to $0.45 per share.

Total Revenue
$834M
Previous year: $821M
+1.6%
EPS
$2.19
Previous year: $1.77
+23.7%
Origination Volume
$2.9B
Previous year: $3.7B
-21.6%
Cash and Equivalents
$1.94B
Previous year: $1.39B
+39.6%
Total Assets
$21.9B
Previous year: $22.4B
-2.5%

OneMain

OneMain

Forward Guidance

The company expects to maintain a minimum quarterly dividend of $0.45 per share going forward. Excess dividends above the minimum will be evaluated by the Board every first and third quarters, as is consistent with prior quarters and the company's capital allocation strategy.