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Mar 31, 2020

Ready Capital Q1 2020 Earnings Report

Ready Capital reported a net loss and focused on increasing liquidity amidst COVID-19 pandemic.

Key Takeaways

Ready Capital reported a U.S. GAAP Net loss of $51.5 million, or $0.98 per share, and Core Earnings of $1.2 million, or $0.01 per share. The company shifted its focus to increasing liquidity, managing liabilities, and preserving book value due to the COVID-19 pandemic.

U.S. GAAP Net loss of $51.5 million, or $0.98 per diluted share of common stock

Core Earnings of $1.2 million, or $0.01 per diluted share of common stock

Adjusted net book value of $14.52 per share of common stock as of March 31, 2020

Unrestricted cash position of $122.3 million as of March 31, 2020

Total Revenue
$22.6M
Previous year: $13M
+74.3%
EPS
$0.01
Previous year: $0.34
-97.1%
Adjusted net book value
$14.5
Dividend per share
$0.4
Cash and Equivalents
$122M
Previous year: $47.6M
+156.9%
Total Assets
$5.27B
Previous year: $3.28B
+60.7%

Ready Capital

Ready Capital

Forward Guidance

In light of the increased volatility and market instability caused by COVID-19 pandemic, the Company shifted focus to increasing liquidity, managing mark-to-market liabilities, and preserving book value through pre-emptive asset management.

Positive Outlook

  • Increasing liquidity
  • Managing mark-to-market liabilities
  • Preserving book value
  • Leveraging lending segments
  • Supporting economy challenges