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Sep 30, 2021

Ready Capital Q3 2021 Earnings Report

Ready Capital reported third quarter results with GAAP earnings per share of $0.61 and distributable earnings per share of $0.64.

Key Takeaways

Ready Capital Corporation reported strong third quarter results, driven by increased scale, expanded capabilities and an attractive economic climate. The company declared a dividend of $0.42 per share in cash with Distributable Earnings coverage of the dividend at 1.5x. Total investments were $2.3 billion, including $1.2 billion in SBC originations and acquisitions, $1.0 billion of residential mortgage loans, and $138.3 million of U.S. Small Business Administration 7(a) loans.

Declared and paid dividend of $0.42 per share in cash with Distributable Earnings coverage of the dividend at 1.5x

Total investments of $2.3 billion, including $1.2 billion in SBC originations and acquisitions, $1.0 billion of residential mortgage loans, and $138.3 million of U.S. Small Business Administration 7(a) loans

Adjusted net book value of $15.06 per share of common stock as of September 30, 2021, 1.5% year-over-year growth

Completed the Company’s sixth CRE CLO with $652.5 million of transitional loans securitized at an 83% advance rate and weighted average cost of 1.3%

Total Revenue
$55M
Previous year: $17.3M
+218.8%
EPS
$0.64
Previous year: $0.57
+12.3%
Adjusted net book value
$15.1
Dividend per share
$0.42
Previous year: $0.3
+40.0%
Cash and Equivalents
$210M
Previous year: $150M
+40.0%
Total Assets
$9.26B
Previous year: $5.32B
+74.2%

Ready Capital

Ready Capital