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Sep 30, 2023

Ready Capital Q3 2023 Earnings Report

Ready Capital reported financial results for Q3 2023, with distributable earnings per common share of $0.28 and GAAP earnings per common share of $0.25.

Key Takeaways

Ready Capital Corporation reported its Q3 2023 financial results, highlighting total investments of $984 million, including SBC originations, residential mortgage loans, and SBA 7(a) loans. The company's distributable earnings per common share was $0.28, and GAAP earnings per common share was $0.25. The company expects short-term earnings pressure from the Broadmark acquisition to abate in upcoming quarters.

Total investments reached $984 million, including $464 million in SBC originations.

Residential mortgage loans totaled $391 million.

U.S. Small Business Administration 7(a) loans amounted to $129 million.

Dividend of $0.36 per share was declared and paid in cash.

Total Revenue
$306M
Previous year: $70.5M
+334.4%
EPS
$0.28
Previous year: $0.44
-36.4%
Adjusted net book value
$14.4
Previous year: $15.4
-6.4%
Dividend per share
$0.36
Previous year: $0.42
-14.3%
Cash and Equivalents
$182M
Previous year: $208M
-12.6%
Total Assets
$12.8B
Previous year: $11.9B
+7.9%

Ready Capital

Ready Capital

Forward Guidance

Ready Capital anticipates that the short-term earnings pressure from the Broadmark acquisition will subside in the coming quarters. The company expects its well-positioned balance sheet, strong liquidity, and origination platform to contribute to earnings growth in the new year.