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Dec 31, 2020

Ready Capital Q4 2020 Earnings Report

Ready Capital reported net income and distributable earnings for Q4 2020.

Key Takeaways

Ready Capital Corporation reported a net income of $27.6 million, or $0.49 per share, and distributable earnings of $28.8 million, or $0.51 per share for the quarter ended December 31, 2020. The company originated $1.2 billion of residential mortgage loans and $550.3 million of small-to-medium balance commercial loans during the quarter.

Reported U.S. GAAP Net income of $27.6 million, or $0.49 per diluted share.

Distributable Earnings amounted to $28.8 million, or $0.51 per diluted share.

Adjusted net book value of $14.98 per share as of December 31, 2020.

Originated and acquired $550.3 million of small-to-medium balance commercial loans.

Total Revenue
$23.5M
Previous year: $23.4M
+0.2%
EPS
$0.51
Previous year: $0.43
+18.6%
Dividend per share
$0.35
Previous year: $0.4
-12.5%
Cash and Equivalents
$139M
Previous year: $67.9M
+104.6%
Total Assets
$5.37B
Previous year: $4.98B
+7.9%

Ready Capital

Ready Capital

Forward Guidance

The company is optimistic about its future prospects and will leverage a differentiated strategy to deliver superior returns for its shareholders.