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Jun 30, 2022

Ready Capital Q2 2022 Earnings Report

Ready Capital reported second quarter 2022 results, with GAAP earnings per common share of $0.47 and distributable earnings per common share of $0.48.

Key Takeaways

Ready Capital Corporation reported financial results for the quarter ended June 30, 2022. The company's results reflect its ability to deploy capital across economic cycles, with growth in the loan portfolio and continued access to capital markets.

Total investments of $2.1 billion, including $1.2 billion of SBC originations and acquisitions, $746.4 million of residential mortgage loans, and $128.8 million of U.S. Small Business Administration 7(a) loans

Total year-to-date investment activity of $5.2 billion, 17% year-over-year growth

Closed a $754.2 million commercial mortgage CLO, consisting of 25 first-lien floating rate loans

Declared and paid dividend of $0.42 per share in cash with distributable earnings coverage of the common dividend at 1.14x

Total Revenue
$72.8M
Previous year: $47.6M
+52.9%
EPS
$0.46
Previous year: $0.52
-11.5%
Adjusted net book value
$15.3
Dividend per share
$0.42
Previous year: $0.42
+0.0%
Cash and Equivalents
$128M
Previous year: $201M
-36.3%
Total Assets
$11.9B
Previous year: $8.98B
+33.0%

Ready Capital

Ready Capital

Forward Guidance

Management will host a webcast and conference call on Friday, August 5, 2022, at 8:30 am ET to provide a general business update and discuss the financial results for the quarter ended June 30, 2022.