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Mar 31, 2024

Ready Capital Q1 2024 Earnings Report

Ready Capital reported a GAAP loss per share of $(0.45) and distributable earnings per share of $0.29 for Q1 2024.

Key Takeaways

Ready Capital Corporation reported financial results for the quarter ended March 31, 2024. The company faced challenges in the commercial real estate market, reflected in a valuation allowance. However, the Small Business Lending segment reached all-time highs.

Total investments reached $457 million, including $260 million in LMM originations.

Record $197 million in U.S. Small Business Administration 7(a) loans were originated.

A dividend of $0.30 per share in cash was declared and paid.

Net book value was $13.44 per share of common stock as of March 31, 2024.

Total Revenue
$270M
Previous year: $57.2M
+372.8%
EPS
$0.29
Previous year: $0.3
-3.3%
Adjusted net book value
$13.4
Previous year: $15.1
-10.8%
Dividend per share
$0.3
Previous year: $0.4
-25.0%
Cash and Equivalents
$191M
Previous year: $111M
+71.7%
Total Assets
$12B
Previous year: $11.5B
+4.4%

Ready Capital

Ready Capital