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Sep 30, 2022

Ready Capital Q3 2022 Earnings Report

Ready Capital reported third quarter results with GAAP earnings per common share of $0.53 and distributable earnings per common share of $0.46.

Key Takeaways

Ready Capital Corporation reported financial results for the quarter ended September 30, 2022. The company had GAAP earnings per common share of $0.53 and distributable earnings per common share of $0.46. Total investments were $1.5 billion, including $831.1 million of SBC originations and acquisitions.

Total investments of $1.5 billion, including $831.1 million of SBC originations and acquisitions, $534.3 million of residential mortgage loans, and $133.6 million of U.S. Small Business Administration 7(a) loans

Total year-to-date investment activity of $6.7 billion

Increased the size of the Company's existing stock repurchase program by an additional $25 million, bringing the total amount authorized under the program to $50 million

Declared and paid dividend of $0.42 per share in cash with distributable earnings coverage of the common dividend at 1.1x

Total Revenue
$70.5M
Previous year: $55M
+28.2%
EPS
$0.44
Previous year: $0.64
-31.3%
Adjusted net book value
$15.4
Previous year: $15.1
+2.3%
Dividend per share
$0.42
Previous year: $0.42
+0.0%
Cash and Equivalents
$208M
Previous year: $210M
-0.8%
Total Assets
$11.9B
Previous year: $9.26B
+28.0%

Ready Capital

Ready Capital