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Mar 31, 2023

Ready Capital Q1 2023 Earnings Report

Ready Capital reported first quarter 2023 results with GAAP earnings per common share of $0.30 and distributable earnings per common share of $0.31.

Key Takeaways

Ready Capital Corporation reported financial results for the quarter ended March 31, 2023. The company announced a definitive merger agreement with Broadmark Realty Capital and total investments of $829 million. The company declared a dividend of $0.40 per share in cash and net book value was $15.07 per share of common stock as of March 31, 2023.

Announced a definitive merger agreement with Broadmark Realty Capital, expected to create the 4th largest commercial mortgage REIT.

Total investments of $829 million, including $411 million of SBC originations and acquisitions, $326 million of residential mortgage loans, and $92 million of U.S. Small Business Administration 7(a) loans.

Completed a securitization of $586 million of floating rate SBC loans and sold $484 million of senior bonds at a weighted average cost of SOFR + 2.9%.

Declared and paid dividend of $0.40 per share in cash.

Total Revenue
$57.2M
Previous year: $63.4M
-9.8%
EPS
$0.3
Previous year: $0.48
-37.5%
Adjusted net book value
$15.1
Previous year: $15.2
-1.0%
Dividend per share
$0.4
Previous year: $0.42
-4.8%
Cash and Equivalents
$111M
Previous year: $211M
-47.4%
Total Assets
$11.5B
Previous year: $11.5B
+0.5%

Ready Capital

Ready Capital