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Dec 31, 2020

Visa Q1 2021 Earnings Report

Visa's Q1 2021 results reflected solid performance amidst COVID-19 challenges, marked by sustained strength in debit and eCommerce volumes and resilient domestic spending.

Key Takeaways

Visa Inc. reported a decrease in net revenues by 6% to $5.7 billion, GAAP net income of $3.1 billion, and GAAP earnings per share of $1.42. Payments volume, cross-border volume, and processed transactions growth all improved compared to the prior quarter. The company returned $2.5 billion of capital to shareholders and authorized a new $8.0 billion share repurchase program.

GAAP and non-GAAP net income reached $3.1 billion, translating to $1.42 per share.

Net revenues amounted to $5.7 billion, reflecting a 6% decrease.

Payments volume, cross-border volume, and processed transactions exhibited improved growth compared to the previous quarter.

Capital totaling $2.5 billion was returned to shareholders through share repurchases and dividends.

Total Revenue
$5.69B
Previous year: $6.05B
-6.1%
EPS
$1.42
Previous year: $1.46
-2.7%
Processed transactions
39.21B
Previous year: 37.78B
+3.8%
Cross-border volume growth
-21%
Previous year: 9%
-333.3%
Cash and Equivalents
$15B
Previous year: $8.77B
+71.4%

Visa

Visa

Visa Revenue by Segment

Forward Guidance

Given the continuing impact of COVID-19 and the significant uncertainty in the global economy, it is difficult to reasonably estimate the Company's annual results; therefore we are not providing a fiscal full-year 2021 outlook at this time.