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Mar 31, 2024

Visa Q2 2024 Earnings Report

Visa's Q2 2024 financial results were released, demonstrating strong growth in revenue and earnings.

Key Takeaways

Visa reported a strong second quarter with net revenue up 10% to $8.8 billion, GAAP EPS up 12% to $2.29, and non-GAAP EPS up 20% to $2.51. The growth was driven by increases in payments volume, processed transactions, and cross-border volume.

Net revenue increased by 10% year-over-year, reaching $8.8 billion.

GAAP net income was $4.7 billion, or $2.29 per share, a 10% increase.

Non-GAAP net income was $5.1 billion, or $2.51 per share, a 17% increase.

Payments volume grew by 8%, and cross-border volume increased by 16%.

Total Revenue
$8.78B
Previous year: $7.99B
+9.9%
EPS
$2.51
Previous year: $2.09
+20.1%
Processed transactions
55.5B
Previous year: 50.1B
+10.8%
Cross-border volume growth
16%
Previous year: 24%
-33.3%
Gross Profit
$6.73B
Cash and Equivalents
$19.3B
Previous year: $13.8B
+39.3%
Free Cash Flow
$4.26B
Total Assets
$92.4B

Visa

Visa

Visa Revenue by Segment

Forward Guidance

The earnings presentation contains the financial outlook for fiscal third quarter and fiscal full-year 2024.

Revenue & Expenses

Visualization of income flow from segment revenue to net income