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Sep 30, 2024

Visa Q4 2024 Earnings Report

Visa's Q4 2024 financial performance reflected a strong finish to the fiscal year, driven by growth in payments volume, cross-border volume, and processed transactions.

Key Takeaways

Visa reported a robust fourth quarter with net revenue of $9.6 billion, a 12% increase year-over-year. GAAP net income was $5.3 billion, or $2.65 per share, up 14% and 17%, respectively. Non-GAAP net income was $5.4 billion, or $2.71 per share, an increase of 13% and 16%, respectively. The company saw growth in payments volume, cross-border volume, and processed transactions.

Net revenue increased by 12% to $9.6 billion, driven by growth in payments volume, cross-border volume and processed transactions.

GAAP net income reached $5.3 billion, or $2.65 per share, a 14% increase.

Non-GAAP net income was $5.4 billion, or $2.71 per share, reflecting a 13% increase.

Payments volume, cross-border volume, and processed transactions showed relatively stable growth.

Total Revenue
$9.62B
Previous year: $8.61B
+11.7%
EPS
$2.71
Previous year: $2.33
+16.3%
Processed transactions
61.5B
Previous year: 56B
+9.8%
Cross-border volume growth
13%
Previous year: 16%
-18.8%
Gross Profit
$7.53B
Cash and Equivalents
$18.3B
Free Cash Flow
$6.36B
Total Assets
$94.5B

Visa

Visa

Visa Revenue by Segment

Forward Guidance

The earnings presentation contains the financial outlook for fiscal first quarter and full-year 2025.

Revenue & Expenses

Visualization of income flow from segment revenue to net income