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Dec 31, 2021

Visa Q1 2022 Earnings Report

Visa's Q1 2022 financial results were reported, demonstrating strong growth in revenue, net income, and EPS.

Key Takeaways

Visa Inc. reported a strong fiscal first quarter in 2022, with net revenues reaching $7.1 billion, a 24% increase year-over-year. GAAP net income was $4.0 billion, or $1.83 per share, and non-GAAP net income was $3.9 billion, or $1.81 per share. The company saw accelerated growth in payments volume, cross-border volume, and processed transactions. Visa returned $4.9 billion of capital to shareholders through share repurchases and dividends.

Visa's net revenues increased by 24% to $7.1 billion.

GAAP net income reached $4.0 billion, with an EPS of $1.83.

Non-GAAP net income was $3.9 billion, resulting in an EPS of $1.81.

Cross-border volume, excluding intra-Europe transactions, increased by 51%.

Total Revenue
$7.06B
Previous year: $5.69B
+24.1%
EPS
$1.81
Previous year: $1.42
+27.5%
Processed transactions
47.6B
Previous year: 39.21B
+21.4%
Cross-border volume growth
40%
Previous year: -21%
-290.5%

Visa

Visa

Visa Revenue by Segment

Forward Guidance

Visa anticipates that the current surge in the pandemic will not curtail the recovery, expecting continued improvement in economies worldwide and a recovery in cross-border travel as restrictions are lifted. The company believes it is well-positioned to deliver strong results.

Positive Outlook

  • Economies around the world continuing to improve
  • Restrictions being lifted
  • Cross-border travel will continue to recover
  • Well-positioned via multi-pronged growth strategy
  • Confident to deliver strong results well into the future

Challenges Ahead

  • Impact of global economic, political, market, health and social events or conditions, including the ongoing effects of the COVID-19 pandemic
  • Increased oversight and regulation of the global payments industry and our business
  • Impact of government-imposed obligations and/or restrictions on international payment systems
  • Outcome of tax, litigation and governmental investigation matters
  • Increasingly intense competition in the payments industry, including competition for our clients and merchants