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Mar 31, 2022

Visa Q2 2022 Earnings Report

Visa's Q2 2022 financial results were reported, marked by strong growth in net revenue, GAAP net income, and non-GAAP net income, amidst geopolitical challenges.

Key Takeaways

Visa Inc. reported a strong fiscal second quarter with net revenues of $7.2 billion, a 25% increase year-over-year. GAAP net income was $3.6 billion, up 21%, and non-GAAP net income was $3.8 billion, up 27%. The results reflect robust growth in payments volume, cross-border volume, and processed transactions, despite the suspension of operations in Russia and the ongoing impacts of the global economic recovery.

Net revenues increased by 25% to $7.2 billion, driven by growth in payments volume, cross-border volume, and processed transactions.

GAAP net income rose by 21% to $3.6 billion, or $1.70 per share.

Non-GAAP net income increased by 27% to $3.8 billion, or $1.79 per share.

Visa suspended operations in Russia due to the invasion of Ukraine, impacting revenue.

Total Revenue
$7.19B
Previous year: $5.73B
+25.5%
EPS
$1.79
Previous year: $1.38
+29.7%
Processed transactions
44.8B
Previous year: 37.64B
+19.0%
Cross-border volume growth
38%
Previous year: -11%
-445.5%

Visa

Visa

Visa Revenue by Segment

Forward Guidance

The press release contains forward-looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995 that relate to, among other things, our future operations, prospects, developments, strategies, business growth and anticipated timing and benefits of our acquisitions.

Positive Outlook

  • Future operations
  • Prospects
  • Developments
  • Strategies
  • Business growth

Challenges Ahead

  • Impact of global economic, political, market, health and social events or conditions, including Russia's invasion of Ukraine and the sanctions and other measures being imposed in response, and the ongoing impacts of the COVID-19 pandemic, including the reopening of borders and resumption of international travel
  • Increased oversight and regulation of the global payments industry and our business
  • Impact of government-imposed obligations and/or restrictions on international payment systems
  • Outcome of tax, litigation and governmental investigation matters
  • Increasingly intense competition in the payments industry, including competition for our clients and merchants