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Dec 31, 2023

Visa Q1 2024 Earnings Report

Visa's fiscal first quarter 2024 results were reported, showing growth in net revenues and GAAP EPS.

Key Takeaways

Visa Inc. reported a solid start to fiscal year 2024, with net revenues increasing by 9% and GAAP EPS growing by 20%. The growth was driven by stable payments volume and processed transactions, along with strong cross-border volume growth. Consumer spending remained resilient during the quarter.

GAAP net income was $4.9 billion, or $2.39 per share.

Non-GAAP net income was $4.9 billion, or $2.41 per share.

Net revenues reached $8.6 billion, a 9% increase year-over-year.

Cross-border volume, excluding intra-Europe transactions, increased by 16%.

Total Revenue
$8.63B
Previous year: $7.94B
+8.8%
EPS
$2.41
Previous year: $2.18
+10.6%
Processed transactions
57.5B
Previous year: 52.5B
+9.5%
Cross-border volume growth
16%
Previous year: 22%
-27.3%
Gross Profit
$6.73B
Cash and Equivalents
$20.2B
Previous year: $13.3B
+51.6%
Free Cash Flow
$3.35B
Total Assets
$91.4B
Previous year: $85.4B
+7.1%

Visa

Visa

Visa Revenue by Segment

Forward Guidance

The earnings presentation contains the financial outlook for fiscal second quarter and fiscal full-year 2024.

Revenue & Expenses

Visualization of income flow from segment revenue to net income