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Mar 31, 2021

Visa Q2 2021 Earnings Report

Visa's Q2 2021 results reflected a decrease in net revenues, primarily due to a decline in cross-border volume, which was partially offset by growth in payments volume and processed transactions.

Key Takeaways

Visa Inc. reported a decrease in net revenues by 2% to $5.7 billion. GAAP net income was $3.0 billion, with an EPS of $1.38. Payments volume increased by 11%, and processed transactions grew by 8%.

GAAP and non-GAAP net income reached $3.0B or $1.38 per share.

Net revenues totaled $5.7B, a 2% decrease, but would have been approximately flat if service revenues were recognized on the current quarter’s payments volume.

Key business driver growth rates are beginning to ramp up, reflecting the depressed levels in 2020 due to COVID-19.

Payments volume and processed transactions were higher than fiscal second quarter 2019 levels, while cross-border volumes excluding intra-Europe remained lower.

Total Revenue
$5.73B
Previous year: $5.85B
-2.1%
EPS
$1.38
Previous year: $1.39
-0.7%
Processed transactions
37.64B
Previous year: 34.94B
+7.7%
Cross-border volume growth
-11%
Previous year: -2%
+450.0%
Cash and Equivalents
$16.5B
Total Assets
$80.2B

Visa

Visa

Visa Revenue by Segment

Forward Guidance

Given the continuing impact of COVID-19 and the significant uncertainty in the global economy, it is difficult to reasonably estimate the Company's annual results; therefore we are not providing a fiscal full-year 2021 outlook at this time.