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Mar 31, 2022

Valley National Q1 2022 Earnings Report

Reported strong organic loan growth and solid net interest income and margin.

Key Takeaways

Valley National Bancorp reported a strong first quarter in 2022, marked by robust commercial loan growth, solid credit metrics, and a stable core net interest margin. Net income was $116.7 million, or $0.27 per diluted common share.

Total loans increased $1.2 billion to $35.4 billion.

Net interest income on a tax equivalent basis increased $24.8 million compared to Q1 2021.

Non-interest income increased $1.0 million to $39.3 million.

Non-interest expense increased $12.8 million to $197.3 million.

Total Revenue
$357M
Previous year: $324M
+10.2%
EPS
$0.28
Previous year: $0.28
+0.0%
Efficiency Ratio
55.29%
Previous year: 49.46%
+11.8%
Cash and Equivalents
$731M
Previous year: $1.63B
-55.3%
Free Cash Flow
$473M
Previous year: $305M
+55.0%
Total Assets
$43.6B
Previous year: $41.2B
+5.8%

Valley National

Valley National

Valley National Revenue by Segment

Forward Guidance

Leveraging Bank Leumi’s core business relationships is expected to provide additional differentiated growth opportunities for Valley. Bank Leumi further solidifies Valley as one of the nation's premier full-service commercial banks.