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Dec 31, 2020

Valley National Q4 2020 Earnings Report

Valley National Bancorp reported strong fourth-quarter net income, driven by a 21 percent increase in net interest income.

Key Takeaways

Valley National Bancorp reported a strong fourth quarter with net income of $105.4 million, or $0.25 per diluted common share, compared to $38.1 million, or $0.10 per diluted common share, in the fourth quarter of 2019. The results were driven by a 21% increase in net interest income.

Net interest income increased by $49.2 million compared to the fourth quarter of 2019.

Loans totaled $32.2 billion, an increase of 8.5 percent compared to one year ago.

The allowance for credit losses for loans totaled $351.4 million.

Annualized return on average assets (ROA) was 1.02 percent for the fourth quarter.

Total Revenue
$335M
Previous year: $277M
+21.3%
EPS
$0.27
Previous year: $0.24
+12.5%
Net Interest Margin
3.06%
Previous year: 2.96%
+3.4%
Efficiency Ratio
51.61%
Previous year: 70.9%
-27.2%
Cash and Equivalents
$1.33B
Previous year: $435M
+205.8%
Free Cash Flow
$167M
Previous year: $1.04B
-84.0%
Total Assets
$40.7B
Previous year: $37.4B
+8.7%

Valley National

Valley National

Forward Guidance

The company is focused on supporting customers and communities during the pandemic and innovating new products, services, and technology to position Valley for the future.