Valley National Bancorp delivered strong third-quarter 2025 results, with net income reaching $163.4 million and EPS of $0.28, reflecting higher net interest income, margin expansion, and better operating efficiency. The bank’s profitability improved with an ROA of 1.04% and ROE of 8.58%, while credit quality and capital ratios remained robust.
Net income increased to $163.4 million, up from $97.9 million a year ago.
Diluted EPS rose to $0.28, matching adjusted EPS, signaling stable underlying profitability.
Net interest margin improved to 3.05%, supported by higher yields on new loan originations.
Efficiency ratio improved to 53.37%, reflecting effective cost management.
Valley National Bancorp expects continued improvement in profitability and efficiency through the remainder of 2025, supported by balance sheet discipline, cost optimization, and stable credit quality.
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