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Mar 31, 2024

Valley National Q1 2024 Earnings Report

Reported a net income of $96.3 million and focused on proactively managing expenses and balance sheet adjustments in response to challenging environment.

Key Takeaways

Valley National Bancorp reported a net income of $96.3 million for Q1 2024, or $0.18 per diluted common share. The results reflect proactive expense management and balance sheet adjustments amidst a challenging environment. Asset quality remained stable, and the company slowed loan growth to enhance financial flexibility.

Net income for the first quarter 2024 was $96.3 million, or $0.18 per diluted common share.

Non-interest income increased by $8.7 million, driven by wealth management and trust fees, and service charges on deposit accounts.

Non-interest expense decreased by $60.1 million, primarily due to decreases in FDIC special assessment and merger-related expenses.

Total loans decreased by $288.3 million, influenced by loan sales and modest organic loan volumes.

Total Revenue
$455M
Previous year: $490M
-7.2%
EPS
$0.19
Previous year: $0.3
-36.7%
Net Interest Margin
2.79%
Previous year: 3.16%
-11.7%
Efficiency Ratio
59.1%
Previous year: 53.79%
+9.9%
Gross Profit
$451M
Cash and Equivalents
$941M
Previous year: $5.71B
-83.5%
Free Cash Flow
$95.9M
Previous year: -$288M
-133.3%
Total Assets
$61B
Previous year: $64.3B
-5.1%

Valley National

Valley National

Forward Guidance

No specific forward guidance was provided in the document.