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Sep 30, 2020

Valley National Q3 2020 Earnings Report

Reported a 25 percent increase in net income and strong net interest income and margin.

Key Takeaways

Valley National Bancorp reported a strong Q3 2020, with net income increasing by 25% compared to Q3 2019, driven by strong net interest income and margin. The company's performance reflects the strength of its balance sheet and ability to perform in a stressed economic environment.

Net interest income on a tax equivalent basis increased by $579 thousand compared to the second quarter 2020.

Loans increased $101.0 million from June 30, 2020.

Non-interest income increased $4.4 million compared to the second quarter 2020.

Efficiency ratio was 48.20 percent.

Total Revenue
$332M
Previous year: $262M
+27.0%
EPS
$0.25
Previous year: $0.24
+4.2%
Net Interest Margin
3.01%
Efficiency Ratio
48.2%
Cash and Equivalents
$931M
Previous year: $498M
+86.8%
Free Cash Flow
-$15.8M
Previous year: $140M
-111.3%
Total Assets
$40.7B
Previous year: $33.8B
+20.7%

Valley National

Valley National

Forward Guidance

While Valley faces a difficult and uncertain road ahead, management remains confident that Valley's strong fundamentals and commitment to its customers, employees and communities will continue to standout in the future.