Valley National Bancorp posted solid Q2 2025 results with net income increasing to $133.2 million and EPS rising to $0.22. Loan growth was driven by commercial and industrial lending, while credit quality remained stable. The bank maintained strong capital ratios and improved efficiency.
Net income rose to $133.2 million with EPS at $0.22.
Net interest margin improved to 3.01%, supported by higher loan yields.
Commercial and industrial loans grew significantly to $10.9 billion.
Efficiency ratio improved to 55.2%, reflecting cost management efforts.
Management remains optimistic for the remainder of 2025, expecting continued loan growth, stable credit quality, and ongoing efficiency improvements.
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