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Sep 30, 2022

Valley National Q3 2022 Earnings Report

Valley National's earnings increased by 45 percent due to strong net interest income and margin.

Key Takeaways

Valley National Bancorp reported a strong third quarter in 2022, with net income of $178.1 million, or $0.34 per diluted common share, compared to $122.6 million, or $0.29 per diluted common share, for the third quarter 2021.

Net interest income on a tax equivalent basis increased to $455.3 million.

Net interest margin on a tax equivalent basis increased to 3.60 percent.

Total loans increased by $1.6 billion to $45.2 billion.

Net recoveries of loan charge-offs totaled $5.6 million.

Total Revenue
$510M
Previous year: $343M
+48.5%
EPS
$0.35
Previous year: $0.3
+16.7%
Net Interest Margin
3.6%
Previous year: 3.15%
+14.3%
Efficiency Ratio
49.76%
Previous year: 50.93%
-2.3%
Cash and Equivalents
$1.12B
Previous year: $1.5B
-25.5%
Free Cash Flow
$410M
Previous year: $121M
+238.1%
Total Assets
$55.9B
Previous year: $41.3B
+35.5%

Valley National

Valley National

Valley National Revenue by Segment

Forward Guidance

No specific forward guidance was provided in the text.