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Mar 31, 2020

Capital One Q1 2020 Earnings Report

Capital One reported a net loss for Q1 2020 due to increased provision for credit losses.

Key Takeaways

Capital One reported a net loss of $1.3 billion for the first quarter of 2020, or $3.10 per diluted common share. This is compared to a net income of $1.4 billion, or $2.86 per diluted common share in the first quarter of 2019. The results were impacted by a significant increase in the provision for credit losses, which rose by 198 percent to $5.4 billion.

Total net revenue decreased by 2 percent to $7.2 billion.

Total non-interest expense decreased by 10 percent to $3.7 billion.

Provision for credit losses increased by 198 percent to $5.4 billion.

Period-end total deposits increased $7.0 billion, or 3 percent, to $269.7 billion.

Total Revenue
$7.25B
Previous year: $7.08B
+2.3%
EPS
-$3.01
Previous year: $2.9
-203.8%
Credit Card Loans
$118B
Previous year: $123B
-4.1%
Consumer Banking Loans
$64B
Previous year: $63.7B
+0.5%
Commercial Banking Loans
$81.2B
Previous year: $76.4B
+6.3%
Gross Profit
$7.07B
Previous year: $6.9B
+2.4%
Cash and Equivalents
$25.3B
Previous year: $19.4B
+30.2%
Free Cash Flow
$5.26B
Previous year: $4.7B
+11.9%
Total Assets
$397B
Previous year: $373B
+6.4%

Capital One

Capital One