•
Dec 31, 2021

Capital One Q4 2021 Earnings Report

Capital One reported strong growth and credit results, returning capital to shareholders.

Key Takeaways

Capital One reported a net income of $2.4 billion for Q4 2021, or $5.41 per share. Total net revenue increased by 4% to $8.1 billion. Period-end loans held for investment increased by $16.0 billion, or 6%, to $277.3 billion.

Net income for the fourth quarter of 2021 was $2.4 billion, or $5.41 per diluted common share.

Total net revenue increased 4 percent to $8.1 billion.

Period-end loans held for investment increased $16.0 billion, or 6 percent, to $277.3 billion.

Common equity Tier 1 capital ratio under Basel III Standardized Approach of 13.1 percent at December 31, 2021.

Total Revenue
$8.12B
Previous year: $7.34B
+10.6%
EPS
$5.41
Previous year: $5.29
+2.3%
Credit Card Loans
$115B
Previous year: $107B
+7.3%
Consumer Banking Loans
$77.6B
Previous year: $68.9B
+12.6%
Commercial Banking Loans
$84.9B
Previous year: $75.8B
+12.0%
Gross Profit
$8.12B
Previous year: $7.3B
+11.2%
Cash and Equivalents
$22.1B
Previous year: $40.8B
-45.9%
Free Cash Flow
$4.47B
Previous year: $4.46B
+0.2%
Total Assets
$432B
Previous year: $422B
+2.6%

Capital One

Capital One

Capital One Revenue by Segment