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Dec 31, 2019

Capital One Q4 2019 Earnings Report

Capital One reported solid results driven by investments in growth and digital transformation.

Key Takeaways

Capital One reported a net income of $1.2 billion, or $2.25 per diluted common share, for the fourth quarter of 2019. Total net revenue increased by 7% to $7.4 billion.

Total net revenue increased 7 percent to $7.4 billion.

Period-end loans held for investment in the quarter increased $16.5 billion, or 7 percent, to $265.8 billion.

Period-end total deposits increased $5.5 billion, or 2 percent, to $262.7 billion.

Net income for the fourth quarter of 2019 was $2.25 per diluted common share.

Total Revenue
$7.43B
Previous year: $7.01B
+5.9%
EPS
$2.25
Previous year: $1.87
+20.3%
Credit Card Loans
$128B
Consumer Banking Loans
$63.1B
Commercial Banking Loans
$74.5B
Gross Profit
$7.23B
Previous year: $6.81B
+6.2%
Cash and Equivalents
$13.7B
Previous year: $13.5B
+1.9%
Free Cash Flow
$3.86B
Previous year: $3.74B
+3.5%
Total Assets
$390B
Previous year: $373B
+4.8%

Capital One

Capital One

Forward Guidance

Capital One is investing to grow and to drive their digital transformation. As the many benefits from our technology transformation continue and increase, they are well positioned to succeed in a rapidly changing marketplace.