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Dec 31, 2024

Capital One Q4 2024 Earnings Report

Capital One reported a net income of $1.1 billion for Q4 2024, with earnings per share at $2.67.

Key Takeaways

Capital One's Q4 2024 results showed a net income of $1.1 billion, or $2.67 per diluted common share. The quarter was marked by steady top-line growth in the domestic card business, strong originations and loan growth in the auto business, and stable credit results across all businesses. Total net revenue increased by 2 percent to $10.2 billion.

Total net revenue increased by 2% to $10.2 billion.

Net income for the fourth quarter was $1.1 billion, or $2.67 per diluted common share.

Credit Card period-end loans increased $5.9 billion, or 4%, to $162.5 billion.

Total deposits increased $9.1 billion, or 3 percent, to $362.7 billion.

Total Revenue
$10.2B
Previous year: $9.51B
+7.2%
EPS
$3.09
Previous year: $2.24
+37.9%
Credit Card Loans
$163B
Previous year: $155B
+5.2%
Consumer Banking Loans
$78.1B
Previous year: $75.4B
+3.6%
Commercial Banking Loans
$87.2B
Previous year: $90.5B
-3.6%
Free Cash Flow
$2.09B
Previous year: $6.84B
-69.4%
Total Assets
$490B
Previous year: $478B
+2.4%

Capital One

Capital One

Forward Guidance

Capital One anticipates completing the acquisition of Discover in early 2025, subject to regulatory and shareholder approvals.