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Sep 30, 2023

Capital One Q3 2023 Earnings Report

Capital One reported solid results driven by top-line growth in the domestic card business.

Key Takeaways

Capital One reported a net income of $1.8 billion for Q3 2023, with earnings per diluted common share at $4.45. Total net revenue increased by 4% to $9.4 billion. The company's performance was fueled by strong top-line growth in the domestic card business.

Net income for the third quarter of 2023 was $1.8 billion, or $4.45 per diluted common share.

Total net revenue increased 4 percent to $9.4 billion.

Period-end loans held for investment increased $3.5 billion to $314.8 billion.

Period-end total deposits increased $2.3 billion to $346.0 billion.

Total Revenue
$9.37B
Previous year: $8.81B
+6.4%
EPS
$4.45
Previous year: $4.2
+6.0%
Credit Card Loans
$147B
Previous year: $127B
+15.7%
Consumer Banking Loans
$76.8B
Previous year: $81.2B
-5.4%
Commercial Banking Loans
$91.2B
Previous year: $95.8B
-4.8%
Gross Profit
$9.37B
Previous year: $8.81B
+6.4%
Cash and Equivalents
$45.3B
Previous year: $25.3B
+79.1%
Free Cash Flow
$6.87B
Previous year: $2.56B
+168.8%
Total Assets
$471B
Previous year: $444B
+6.1%

Capital One

Capital One

Forward Guidance

No forward guidance provided in the earnings release.