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Sep 30, 2021

Capital One Q3 2021 Earnings Report

Reported a net income of $3.1 billion, or $6.78 per share, excluding adjusting items, net income was $6.86 per share.

Key Takeaways

Capital One reported a strong third quarter with a net income of $3.1 billion, or $6.78 per share. Excluding adjusting items, the net income was $6.86 per share. Total net revenue increased 6 percent to $7.8 billion.

Total net revenue increased 6 percent to $7.8 billion.

Pre-provision earnings increased 7 percent to $3.6 billion.

Period-end loans held for investment in the quarter increased $11.8 billion, or 5 percent, to $261.4 billion.

Common equity Tier 1 capital ratio under Basel III Standardized Approach of 13.8 percent at September 30, 2021.

Total Revenue
$7.83B
Previous year: $7.38B
+6.1%
EPS
$6.86
Previous year: $5.06
+35.6%
Credit Card Loans
$105B
Previous year: $104B
+1.4%
Consumer Banking Loans
$77.1B
Previous year: $68.7B
+12.2%
Commercial Banking Loans
$79.2B
Previous year: $75.9B
+4.3%
Gross Profit
$7.83B
Previous year: $7.24B
+8.2%
Cash and Equivalents
$26.9B
Previous year: $45B
-40.3%
Free Cash Flow
$1.79B
Previous year: $2.66B
-32.6%
Total Assets
$425B
Previous year: $422B
+0.8%

Capital One

Capital One

Forward Guidance

No forward guidance was given in the release.