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Dec 31, 2022

Capital One Q4 2022 Earnings Report

Capital One reported Q4 2022 net income of $1.2 billion.

Key Takeaways

Capital One reported a net income of $1.2 billion for Q4 2022, with earnings per diluted common share at $3.03. Total net revenue increased by 3% to $9.0 billion. The quarter's results reflect strong top-line growth and strategic investments in technology.

Net income for the fourth quarter of 2022 was $1.2 billion, or $3.03 per diluted common share.

Total net revenue increased 3 percent to $9.0 billion.

Period-end total deposits increased $15.8 billion, or 5 percent, to $333.0 billion.

Credit Card period-end loans increased $10.8 billion, or 9 percent, to $137.7 billion.

Total Revenue
$9.04B
Previous year: $8.12B
+11.4%
EPS
$2.82
Previous year: $5.41
-47.9%
Credit Card Loans
$138B
Previous year: $115B
+19.9%
Consumer Banking Loans
$79.9B
Previous year: $77.6B
+3.0%
Commercial Banking Loans
$94.7B
Previous year: $84.9B
+11.5%
Gross Profit
$9.04B
Previous year: $8.12B
+11.4%
Cash and Equivalents
$31.3B
Previous year: $22.1B
+41.7%
Free Cash Flow
$7.87B
Previous year: $4.47B
+76.1%
Total Assets
$455B
Previous year: $432B
+5.3%

Capital One

Capital One