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Sep 30, 2020

Capital One Q3 2020 Earnings Report

Capital One reported strong third quarter results, driven by investments in technology and a response to the economic downturn.

Key Takeaways

Capital One reported net income for the third quarter of 2020 of $2.4 billion, or $5.06 per diluted common share. Total net revenue increased 13 percent to $7.4 billion.

Total net revenue increased 13 percent to $7.4 billion.

Total non-interest expense decreased 6 percent to $3.5 billion.

Pre-provision earnings increased 38 percent to $3.8 billion.

Provision for credit losses decreased 92 percent to $331 million.

Total Revenue
$7.38B
Previous year: $6.96B
+6.1%
EPS
$5.06
Previous year: $2.69
+88.1%
Credit Card Loans
$104B
Consumer Banking Loans
$68.7B
Commercial Banking Loans
$75.9B
Gross Profit
$7.24B
Previous year: $6.76B
+7.1%
Cash and Equivalents
$45B
Previous year: $17.5B
+156.6%
Free Cash Flow
$2.66B
Previous year: $3.18B
-16.4%
Total Assets
$422B
Previous year: $379B
+11.4%

Capital One

Capital One

Forward Guidance

Capital One cautions that any forward-looking information is not a guarantee of future performance and that actual results could differ materially.