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Sep 30, 2024

Capital One Q3 2024 Earnings Report

Capital One reported strong third quarter results with increased net income and revenue.

Key Takeaways

Capital One's third quarter 2024 net income was $1.8 billion, or $4.41 per diluted common share. Total net revenue increased 5% to $10.0 billion. The quarter included adjusting items for Discover integration expenses and FDIC special assessment.

Net income for the third quarter of 2024 was $1.8 billion, or $4.41 per diluted common share.

Adjusted net income for the third quarter of 2024 was $4.51 per diluted common share.

Total net revenue increased 5 percent to $10.0 billion.

Period-end loans held for investment increased $2.1 billion, or 1 percent, to $320.2 billion.

Total Revenue
$10B
Previous year: $9.37B
+6.9%
EPS
$4.51
Previous year: $4.45
+1.3%
Credit Card Loans
$157B
Previous year: $147B
+6.7%
Consumer Banking Loans
$76.8B
Previous year: $76.8B
+0.0%
Commercial Banking Loans
$86.8B
Previous year: $91.2B
-4.8%
Gross Profit
$10B
Previous year: $9.37B
+6.9%
Cash and Equivalents
$49.7B
Previous year: $45.3B
+9.7%
Free Cash Flow
$6.15B
Previous year: $6.87B
-10.5%
Total Assets
$486B
Previous year: $471B
+3.2%

Capital One

Capital One

Forward Guidance

No specific forward guidance provided in the release.