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Mar 31, 2022

Globe Life Q1 2022 Earnings Report

Globe Life's financial performance for Q1 2022 was reported, with net income at $1.64 per diluted common share and net operating income at $1.70 per diluted common share.

Key Takeaways

Globe Life Inc. reported a decrease in net income per diluted common share to $1.64, compared to $1.70 in the year-ago quarter. However, net operating income per diluted common share increased to $1.70, up from $1.53 in the same quarter last year. The company experienced growth in life and health premiums, as well as total life and health net sales.

Net income as an ROE was 8.5%.

Net operating income as an ROE excluding net unrealized gains on fixed maturities was 11.5%.

Life premiums increased 10% at the American Income Life Division and 7% at the Liberty National Division.

Total health premiums increased 8%.

Total Revenue
$1.31B
Previous year: $1.27B
+3.3%
EPS
$1.7
Previous year: $1.53
+11.1%
Gross Profit
$1.22B
Previous year: $1.19B
+3.3%
Cash and Equivalents
$128M
Previous year: $81.5M
+56.6%
Free Cash Flow
$390M
Previous year: $356M
+9.5%
Total Assets
$27.9B
Previous year: $28.1B
-0.9%

Globe Life

Globe Life

Globe Life Revenue by Segment

Forward Guidance

Globe Life projects net operating income per share to be in the range of $7.85 to $8.25 for the year ending December 31, 2022.

Revenue & Expenses

Visualization of income flow from segment revenue to net income