•
Dec 31, 2019

Globe Life Q4 2019 Earnings Report

Globe Life reported an increase in net income and net operating income per diluted common share for Q4 2019 compared to the year-ago quarter.

Key Takeaways

Globe Life Inc. reported a net income of $1.69 per diluted common share for the quarter ended December 31, 2019, compared to $1.45 for the same period last year. Net operating income for the quarter was $1.70 per diluted common share, up from $1.56 in the year-ago quarter.

Net income as an ROE was 11.6% for the year ended December 31, 2019.

Life underwriting margin at the American Income Life Division increased by 9% over the year-ago quarter.

Life premiums increased by 8% at the American Income Life Division, and health premiums increased by 8% at the Family Heritage Division compared to the year-ago quarter.

Life net sales at the Liberty National Division and American Income Life Division increased by 13% and 9%, respectively, over the year-ago quarter.

Total Revenue
$1.14B
Previous year: $1.07B
+6.8%
EPS
$1.7
Previous year: $1.56
+9.0%
Life Underwriting Margin AIL
9%
Life Premiums AIL
8%
Health Premiums FHD
8%
Gross Profit
$4.22B
Previous year: $4.02B
+5.0%
Cash and Equivalents
$75.9M
Previous year: $121M
-37.3%
Free Cash Flow
$322M
Previous year: $323M
-0.3%
Total Assets
$26B
Previous year: $23.1B
+12.5%

Globe Life

Globe Life

Globe Life Revenue by Segment

Forward Guidance

Globe Life projects that net operating income per share will be in the range of $7.03 to $7.23 for the year ending December 31, 2020.

Revenue & Expenses

Visualization of income flow from segment revenue to net income