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Dec 31, 2021

Globe Life Q4 2021 Earnings Report

Globe Life's Q4 2021 performance saw a decrease in net income per diluted common share compared to the previous year, but total life premiums increased.

Key Takeaways

Globe Life Inc. reported a decrease in net income per diluted common share for Q4 2021, from $1.93 to $1.76. Net operating income also decreased slightly. However, total life and health premiums both saw an increase of 8% over the year-ago quarter.

Net income was $1.76 per diluted common share, compared to $1.93 in the year-ago quarter.

Net operating income was $1.70 per diluted common share, compared to $1.74 in the year-ago quarter.

Total life premiums increased 8% over the year-ago quarter.

Total health premiums increased 8% over the year-ago quarter.

Total Revenue
$1.3B
Previous year: $1.23B
+5.5%
EPS
$1.7
Previous year: $1.74
-2.3%
Gross Profit
$4.8B
Previous year: $4.44B
+8.2%
Cash and Equivalents
$92.2M
Previous year: $94.8M
-2.8%
Free Cash Flow
$370M
Previous year: $385M
-3.8%
Total Assets
$29.8B
Previous year: $29B
+2.5%

Globe Life

Globe Life

Globe Life Revenue by Segment

Forward Guidance

Globe Life projects net operating income per share to be in the range of $8.00 to $8.50 for the year ending December 31, 2022.

Challenges Ahead

  • Higher non-COVID life policy obligations
  • Higher health claims than previously anticipated.

Revenue & Expenses

Visualization of income flow from segment revenue to net income