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Jun 30, 2020

Globe Life Q2 2020 Earnings Report

Globe Life's second quarter net income and net operating income per diluted common share were reported.

Key Takeaways

Globe Life reported a decrease in net income per diluted common share from $1.67 to $1.62 and a decrease in net operating income per diluted common share from $1.67 to $1.65 compared to the year-ago quarter. The company successfully transitioned to a primarily virtual operation due to COVID-19.

Net income as an ROE was 9.4% for the six months ended June 30, 2020.

Life premiums increased over the year-ago quarter by 8% at the Direct to Consumer Division and 7% at the American Income Life Division.

Health premiums increased over the year-ago quarter by 7% at the Family Heritage Division.

Life net sales at the Direct to Consumer Division increased over the year-ago quarter by 43%.

Total Revenue
$1.18B
Previous year: $1.13B
+4.5%
EPS
$1.65
Previous year: $1.67
-1.2%
Gross Profit
$1.11B
Previous year: $1.05B
+5.4%
Cash and Equivalents
$114M
Previous year: $89.3M
+27.7%
Free Cash Flow
$415M
Previous year: $249M
+66.8%
Total Assets
$27.5B
Previous year: $24.9B
+10.8%

Globe Life

Globe Life

Globe Life Revenue by Segment

Forward Guidance

Globe Life projects that net operating income per share will be in the range of $6.80 to $7.04 for the year ending December 31, 2020.

Revenue & Expenses

Visualization of income flow from segment revenue to net income