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Jun 30
Globe Life Q2 2025 Earnings Report
Globe Life reported higher earnings and premium growth across life and health segments in Q2 2025.
Key Takeaways
Globe Life posted $1.48 billion in total revenue and $252.7 million in net income for Q2 2025. EPS rose to $3.05, driven by higher life and health premiums and strong agent growth at key divisions.
Net income per diluted share increased to $3.05 from $2.83 a year ago:contentReference[oaicite:0]{index=0}
Total premium revenue grew 4% year-over-year to $1.22 billion:contentReference[oaicite:1]{index=1}
Health net sales increased 19% year-over-year, led by Family Heritage:contentReference[oaicite:2]{index=2}
1.9 million shares repurchased for $226 million at an average price of $121.13:contentReference[oaicite:3]{index=3}
Globe Life
Globe Life
Globe Life Revenue by Segment
Revenue by Segment
Life Revenue
CapyFin.comHealth Revenue
CapyFin.com Forward Guidance
Globe Life reaffirmed full-year 2025 net operating income guidance between $14.25 and $14.65 per share, supported by premium growth and strong agent expansion.
Positive Outlook
- Premium growth expected to continue in life and health segments
- Strong agent expansion across all major divisions
- Healthy cash flows from stable insurance operations
- Continued share repurchases planned
- Stable investment yields and portfolio performance
Challenges Ahead
- Health underwriting margin slightly lower year-over-year
- Decline in Liberty National life net sales
- Net investment income slightly down 1% year-over-year
- Higher administrative expenses as percentage of premium
- Macroeconomic uncertainty could impact future policyholder behavior