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Sep 30, 2024

Globe Life Q3 2024 Earnings Report

Globe Life's financial performance remained strong, with increased net income and strategic share repurchases.

Key Takeaways

Globe Life Inc. reported a strong third quarter in 2024, with net income at $3.44 per diluted common share, compared to $2.68 in the previous year. Net operating income also increased to $3.49 per diluted common share from $2.71 in the year-ago quarter. The company repurchased 5.8 million shares at a total cost of $580 million.

Net income increased 18% and net operating income increased 19% over the year-ago quarter.

Life net sales and life premiums at American Income Life Division increased by 19% and 7%, respectively.

The average producing agent count at the Liberty National Division increased 14% over the year-ago quarter, and life premiums increased 6%.

Health net sales at the Family Heritage Division increased 16%, and health premiums increased 8% over the year-ago quarter.

Total Revenue
$1.46B
Previous year: $1.38B
+5.2%
EPS
$3.49
Previous year: $2.71
+28.8%
Gross Profit
$1.35B
Previous year: $1.3B
+4.0%
Cash and Equivalents
$135M
Previous year: $85.5M
+57.3%
Free Cash Flow
$311M
Previous year: $276M
+12.8%
Total Assets
$29.6B
Previous year: $26.2B
+13.0%

Globe Life

Globe Life

Globe Life Revenue by Segment

Forward Guidance

Globe Life projects net operating income between $12.20 to $12.40 per diluted common share for the year ending December 31, 2024. For the year ending December 31, 2025, we estimate that net operating income per share will be in the range of $13.20 to $13.90.

Revenue & Expenses

Visualization of income flow from segment revenue to net income