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Dec 31, 2023

Globe Life Q4 2023 Earnings Report

Globe Life's Q4 2023 earnings were released, revealing an increase in both net income and net operating income compared to the year-ago quarter.

Key Takeaways

Globe Life Inc. reported a strong fourth quarter in 2023, with net income at $2.88 per diluted common share, up from $2.46 in the previous year. Net operating income also increased to $2.80 per diluted common share from $2.55 in the year-ago quarter.

Net income increased 13% and net operating income increased 6% over the year-ago quarter.

American Income Life Division reported a 9% increase in life net sales and a 7% increase in life premium compared to the year-ago quarter.

Liberty National Division experienced increases in life net sales and health net sales by 12% and 9%, respectively, over the year-ago quarter.

Family Heritage Division saw health net sales increase by 12% and premiums increase by 8% over the year-ago quarter.

Total Revenue
$1.42B
Previous year: $1.32B
+7.0%
EPS
$2.8
Previous year: $2.24
+25.0%
Gross Profit
$1.32B
Previous year: $2.26B
-41.4%
Cash and Equivalents
$103M
Previous year: $92.6M
+11.4%
Free Cash Flow
$378M
Previous year: $364M
+4.0%
Total Assets
$28.1B
Previous year: $26B
+7.9%

Globe Life

Globe Life

Globe Life Revenue by Segment

Forward Guidance

Globe Life projects net operating income between $11.30 to $11.80 per diluted common share for the year ending December 31, 2024.

Revenue & Expenses

Visualization of income flow from segment revenue to net income