Dec 31, 2022

MeridianLink Q4 2022 Earnings Report

MeridianLink reported a revenue increase of 10% year-over-year, reaching $70.6 million, with lending software solutions contributing 78% of the total revenue. The company's strategic investments and product enhancements drove record software bookings and strengthened its market position.

Key Takeaways

MeridianLink's Q4 2022 results showed a 10% increase in revenue, reaching $70.6 million. The growth was driven by the strength of the MeridianLink® One platform and the increasing adoption of bundled offerings by financial institutions. Lending software solutions were a significant contributor, accounting for 78% of total revenue.

MeridianLink's Q4 revenue increased by 10% year-over-year to $70.6 million.

Lending software solutions revenue grew by 26% year-over-year, accounting for 78% of total revenue.

The company signed ten existing MeridianLink® Consumer customers on the MeridianLink® Mortgage solution.

MeridianLink completed its business lending offering, MeridianLink® Business, to optimize the business lending process in a digital environment.

Total Revenue
$70.6M
Previous year: $64M
+10.2%
EPS
$0.03
Previous year: $0.01
+200.0%
Adjusted EBITDA Margin
33%
Previous year: 38%
-13.2%
Gross Profit
$43.8M
Previous year: $41.7M
+5.1%
Cash and Equivalents
$55.8M
Previous year: $114M
-50.9%
Free Cash Flow
$5.2M
Previous year: $19.4M
-73.1%
Total Assets
$1.06B
Previous year: $1.03B
+3.2%

MeridianLink

MeridianLink

MeridianLink Revenue by Segment

Forward Guidance

MeridianLink provided financial guidance for the first quarter and full year 2023.

Positive Outlook

  • Revenue is expected to be in the range of $72.0 million to $75.0 million for Q1 2023.
  • Adjusted EBITDA is expected to be in the range of $23.0 million to $26.0 million for Q1 2023.
  • Revenue is expected to be in the range of $304.0 million to $310.0 million for the full year 2023.
  • Adjusted EBITDA is expected to be in the range of $109.0 million to $115.0 million for the full year 2023.
  • The company expects continued growth and profitability in the coming year.

Challenges Ahead

  • The guidance is based on information available as of March 1, 2023, and is subject to change.
  • Actual results may differ materially from the forward-looking statements.
  • The company's performance is subject to various risks and factors beyond its control.
  • The guidance does not include any potential impact from unforeseen events or market conditions.
  • Investors should review the company's SEC filings for a complete discussion of risks and uncertainties.

Revenue & Expenses

Visualization of income flow from segment revenue to net income