Dec 31, 2023

MeridianLink Q4 2023 Earnings Report

MeridianLink's Q4 2023 financial results were released, showing revenue growth and strategic execution.

Key Takeaways

MeridianLink reported a 6% year-over-year increase in Q4 revenue, driven by strong performance in lending software solutions. The company demonstrated cost discipline amidst challenging macroeconomic conditions. MeridianLink signed nine existing MeridianLink® Consumer customers on the MeridianLink® Mortgage solution and won multiple high-value platform deals, demonstrating the continued demand for MeridianLink One.

Revenue increased by 6% year-over-year, reaching $74.6 million.

Lending software solutions revenue grew by 8% year-over-year, totaling $59.5 million.

Operating income was $6.8 million, representing 9% of revenue.

Net loss was $(29.6) million including a one-time non-cash tax expense of $29.4 million.

Total Revenue
$74.6M
Previous year: $70.6M
+5.7%
EPS
-$0.29
Previous year: $0.03
-1066.7%
Gross Profit
$39.7M
Previous year: $43.8M
-9.2%
Cash and Equivalents
$80.4M
Previous year: $55.8M
+44.2%
Free Cash Flow
$9.64M
Previous year: $5.2M
+85.3%
Total Assets
$996M
Previous year: $1.06B
-5.9%

MeridianLink

MeridianLink

MeridianLink Revenue by Segment

Forward Guidance

MeridianLink issued financial guidance for the first quarter and full year 2024.

Positive Outlook

  • Revenue is expected to be in the range of $75.0 million to $78.0 million for Q1 2024.
  • Adjusted EBITDA is expected to be in the range of $28.0 million to $31.0 million for Q1 2024.
  • Revenue is expected to be in the range of $313.0 million to $323.0 million for the full year 2024.
  • Adjusted EBITDA is expected to be in the range of $123.0 million to $130.0 million for the full year 2024.

Revenue & Expenses

Visualization of income flow from segment revenue to net income