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Mar 31, 2021

Webster Q1 2021 Earnings Report

Reported earnings of $1.17 per diluted share, driven by revenue of $300.5 million and loan growth.

Key Takeaways

Webster Financial Corporation reported a strong first quarter with earnings applicable to common shareholders of $105.5 million, or $1.17 per diluted share. The results were driven by revenue of $300.5 million and loan growth. The company also benefited from positive credit trends and an improving economic outlook.

Earnings per diluted share were $1.17, or $1.25 adjusting for strategic optimization initiatives.

Revenue reached $300.5 million.

Loan growth was $0.4 billion, led by commercial and commercial real estate.

Deposit growth was $4.0 billion, driven by demand deposits and HSA deposits.

Total Revenue
$224M
Previous year: $231M
-3.0%
EPS
$1.25
Previous year: $0.39
+220.5%
Net Interest Margin
2.92%
Previous year: 3.23%
-9.6%
Efficiency Ratio
58.5%
Previous year: 58%
+0.9%
Gross Profit
$301M
Previous year: $304M
-1.0%
Cash and Equivalents
$161M
Previous year: $268M
-40.0%
Free Cash Flow
$225M
Previous year: -$65.1M
-445.7%
Total Assets
$33.3B
Previous year: $31.7B
+5.1%

Webster

Webster

Webster Revenue by Segment

Forward Guidance

The company did not provide specific forward guidance in this report.

Revenue & Expenses

Visualization of income flow from segment revenue to net income