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Mar 31, 2023

Webster Q1 2023 Earnings Report

Net income available to common stockholders of $216.8 million, or $1.24 per diluted share, was announced.

Key Takeaways

Webster Financial Corporation reported a solid first quarter in a challenging banking environment, with net income available to common stockholders at $216.8 million, or $1.24 per diluted share. The results reflect solid performance across diverse business lines, a strong capital position, and effective risk management.

Revenue reached $666.0 million.

Loans and leases balance at period end was $50.9 billion, a 2.3% increase linked quarter.

Deposits balance at period end was $55.3 billion, also up 2.3% linked quarter.

Adjusted earnings per diluted share were $1.49, excluding merger-related and balance sheet repositioning charges.

Total Revenue
$595M
Previous year: $394M
+51.0%
EPS
$1.49
Previous year: $1.24
+20.2%
Net Interest Margin
3.66%
Previous year: 3.21%
+14.0%
Efficiency Ratio
41.64%
Previous year: 48.73%
-14.5%
Gross Profit
$665M
Previous year: $261M
+154.9%
Cash and Equivalents
$2.43B
Previous year: $793M
+206.9%
Free Cash Flow
$204M
Previous year: $211M
-3.1%
Total Assets
$74.8B
Previous year: $65.1B
+14.9%

Webster

Webster

Webster Revenue by Segment

Forward Guidance

Webster’s financial prospects remain strong and the company took actions that provided ample liquidity and funding optionality going forward.

Revenue & Expenses

Visualization of income flow from segment revenue to net income